Commitment to Mutuality

We are a mutual company. That enables us to take a long-term perspective and make decisions that protect the best interests of our policyholders, as well as ensure our long-term viability and well-being.

As a proud mutual company:

• Our focus is solely on meeting the long-term obligations to our policyholders—not the quarterly expectations of Wall Street.
• Our promises made to you are promises we will strive to keep—10, 20, 30, 40 or more years from now.
• Our investment philosophy is conservative, so that we are able to meet all of our commitments to you, now and in the future.
• Our financial strength is our hallmark, reflecting our commitment to a consistent business strategy and unshaken ability to meet our financial obligations.
• Our mission is unwavering for more than 160 years—to guarantee the protection of our policyholders through trusted financial professionals.

Our mutual advantage is the key to our success—and the key to confidently meeting your client’s financial needs.